Pensium
Why do we like Pensium?
Problem
Many elderly people with insufficient income struggle to afford residential care or home assistance, even though they own a property. Traditional solutions like reverse mortgages or selling their home force them to lose ownership of their lifelong asset.
Solution
Pensium offers an innovative financing model that allows elderly individuals to access quality care at home or in a residential facility without losing their property, without a mortgage, and without spending their savings. The system leverages the future rental income of their home to cover care costs without requiring upfront payments.
Impact
Pensium provides financial peace of mind to families while ensuring that elderly individuals receive the care they need. By enabling affordable access to assistance while preserving home ownership, Pensium helps seniors maintain dignity, well-being, and a better quality of life.